Corporate bonds and Gilts provide a fixed interest payment and are therefore ideal when planning for income. As investments they provide a lower risk complement to an investment in shares. See Equities. You can deal directly in bonds or buy a collective investment fund (where your money is pooled together and managed by an investment company). Collective investments can help to diversify the risk by holding many different investments but performance may also be diluted. To find out more about collective investments, contact us enquiry form.