We are a team of independent, fee-based financial planners and chartered accountants who specialise in self-invested pensions and other tax efficient investment vehicles. We can advise on: transfers contributions investment retirement options other tax planning vehicles Beyond this: We are creative and practical in our thinking. Some of the useful ideas and planning strategies we advise on are outlined on our website. We use these and many more when working with our clients and are happy to talk to you in more detail about them. We work on a fee basis and agree our services with each client. This means that you understand what we will do, how much we will earn and the work we will do. It also means that you can be confident that you are getting advice which is focused on your interests and objectives, rather than on any commission it might generate for an adviser. The best start is an open discussion of your position and options in general terms. This gives you a good idea of the pension, tax and investment issues that you face, whether a SIPP or other is a potential solution, and whether you should look at other options. Please call on 0870 777 0368 to talk to one of our advisers. David Higgins has been involved in the financial services industry for 15 years. During this time he gained a wealth of experience with companies such as HSBC and Abbey National before starting Re-financial planning ltd in 1998 and then i-SIPP. He is often quoted in the national and trade press. David has advanced qualifications in pensions, taxation, retirement planning and pension investment options. He is a Certified Financial Planner (Institute of Financial Planning). Benjamin Gibbs studied at the University of Warwick, graduating in 1994. He qualified as a Chartered Accountant in 1998, having trained with Deloitte & Touche, before moving to Chase de Vere Investments and then to i-SIPP in November 2003. He specialises in pensions and investment planning and has advanced qualifications in personal investment planning and portfolio management, pensions and retirement planning. He is a Chartered Financial Planner (Society of Financial Advisers) and a Certified Financial Planner (Institute of Financial Planning). Jacqueline Thornton graduated from the National College of Ireland in 2001, with Hons BA in Accounting and Human Resources Management. She has previously worked in the Bank of Ireland Group and other SMEs in Ireland and Great Britain. She joined i-SIPP in May 2005 as support to the advisers. Arta Dedaj-Salad joined the firm in April 2005 as an administrator to the team. She has a BA in English Language and Literature from University of Prishtina and LLDip from the Holborn College of Law. She is currently doing the LPC at the College of Law. Arta has varied work experience and worked for the University of London in different capacities in the last ten years. i-SIPP is a trading name of Re-Financial Planning Ltd you can find out more about Re-Financial using the following links: http://www.refp.co.uk/ http://refinancialplanning.blogspot.com/